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Here at What Credit, we offer some of the best motorbike finance deals on the market. Our team are on hand to ensure you get the best possible finance package when looking to get a new or used motorbike.
We have access to every Lender and we can help people get the finance they need regardless of their credit history.
If you have a good credit score then getting accepted is easy. However, if in the past you have had issues this can sometimes prevent you from being offered the finance you deserve. Our underwriters understand that everybody can have problems, which is why we look at every motorbike finance application differently, we don't just decline a motorbike finance application because of previous credit or loan problems. We consider every application and approve lots of people every day, even if they have been declined elsewhere.
Why customers come to us for their Motorbike Finance
Thousands of people every month come to us to get their motorbike finance, and here are a few reasons why...
We offer motorbike finance for good & bad credit profiles
We arrange flexible motorbike finance packages to suit you
We have many low rate motorbike finance deals from 4.9% APR
You can choose a motorbike from any UK dealer or private seller
You get access to thousands of motorbikes Nationwide
Applying for motorbike finance with us is quick and simple
Most of our motorbike finance applications are approved
You can get accepted for motorbike finance fast
Motorbike finance terms from 12 months to 60 months
No deposit or small deposit options available
Fixed monthly motorbike finance payments
How our Motorbike Finance works
Getting a new motorbike on finance through What Credit is a very simple procedure. Simply apply online through this website and your details will be sent to our underwriters, who will process your information and find the most suitable Lender with the best possible deal.
Once you have been accepted, we will contact you by phone or email to let you know. We will then ask for some simple paperwork to complete your application. Once we have received these we can then set your credit limit and discuss your payments and the options available to you, so you know exactly how much it will cost you per month before you start looking for a motorbike.
Finding your new or used motorbike
When you have been approved for motorbike finance, and you know how much you can afford to spend, you can then do the exciting part - finding a motorbike!. Our flexible finance gives you the option to choose a motorbike from any reputable UK dealer or private seller. This gives you the choice of thousands of motorbikes nationwide and knowing you have already been accepted means you can shop with confidence knowing your motorbike finance is already in place.
When you have found a suitable motorbike all you have to do is contact us with the name & address of the dealer or private seller and the details of the motorbike and we will check out the history of the motorbike to ensure that everything is ok. We check the vehicle mileage, and its history to make sure the vehicle has not been involved in an accident and that the price is fair for the age & condition of the motorbike. We also contact the seller to get all the relevant details that we need from them, including their bank details to arrange the payment to them.
After these checks have been made we will contact you to discuss your exact payments, then the paperwork will be sent via email for you to sign. When the paperwork has been signed & returned to us, we will then do our final check and the Lender will then release the funds to the dealer or private seller.